Common Misconceptions | Payday Bank - Common misconceptions

Wednesday 28th of July 2010 07:30:24 AM
Posted by admin / Under Annual Percentage Rate

Payday Loans often carry a stigma that the APR% (Annual Percentage Rate) is quite high. Alas, the APR quoted on Payday Loans is frequently misunderstood and is not a true measure of the quality of this loan type.

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APY and APR - do you know the difference? Your bank does...

Wednesday 28th of July 2010 07:30:24 AM
Posted by admin / Under Annual Percentage Rate

This article explains the difference between the annual percentage rate APR and the annual percentage yield APY and why this difference can be very important for the consumer.

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Buh-bye, legal loan sharks!

Wednesday 28th of July 2010 07:30:24 AM
Posted by admin / Under Annual Percentage Rate

According to the Federal Citizen Information Center, payday loans have had annual percentage rates as high as 774 percent. (And you thought your credit card's APR was gouging you!) But this is all starting to change. Payday lending is regulated on a state-by-state basis. Many states have begun cracking down on payday lenders.

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How To Lower Your Credit Card APR

Wednesday 28th of July 2010 07:30:24 AM
Posted by admin / Under Annual Percentage Rate

Find out easy ways to lower the annual percentage rate (APR) on your credit cards. With these tips you will lower your monthly credit card payments and get out of debt faster!

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Why Credit Card Debt Accumulates so Fast!

Wednesday 28th of July 2010 07:30:24 AM
Posted by admin / Under Annual Percentage Rate

Credit card debt is the total unpaid balance on the credit line. There are several factors that contribute to accelerating credit card debt, eg penalties and interest, over the limit fees, universal default, and annual percentage rate. There are ways you can stop the debt from accumulating so fast. Pay your bills on time and know the due date.

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APR Drops on Fixed-Rate Conventional Mortgages at TMS

Wednesday 28th of July 2010 07:30:24 AM
Posted by admin / Under Annual Percentage Rate

The annual percentage rate (APR) fell slightly on the 30, 20 and 15-year fixed conventional mortgages at Total Mortgage Services from yesterday.

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